A few important mortgage rates moved up slightly over the last seven days. The average interest rates for both 15-year fixed and 30-year fixed mortgages both were driven higher. At the same time, average rates for 5/1 adjustable-rate mortgages also went up.

Mortgage rates have been increasing consistently since the start of 2022, following in the wake of a series of interest rate hikes by the Federal Reserve. Interest rates are dynamic and unpredictable — at least on a daily or weekly basis — and they respond to a wide variety of economic factors. But the Fed’s actions, designed to mitigate the high rate of inflationare having an unmistakable impact on mortgage rates.

If you’re looking to buy a home, trying to time the market may not play to your favor. If inflation continues to increase and rates continue to climb, it will likely translate to higher interest rates — and steeper monthly mortgage payments. As such, you may have better luck locking in a lower mortgage interest rate sooner rather than later. No matter when you decide to shop for a home, it’s always a good idea to seek out multiple lenders to compare rates and fees to find the best mortgage for your specific situation.

30-year fixed-rate mortgages

The 30-year fixed-mortgage rate average is 7.24%, which is an increase of 4 basis points as seven days ago. (A basis point is equivalent to 0.01%.) The most common loan term is a 30-year fixed mortgage. A 30-year

Dogs are the cuddliest, sweetest and silliest friends we have, but that cute and friendly exterior hides a judge-y, hard-to-please beast — when it comes to toys at least. Not every dog ​​is going to love every toy you hand them, and if you ask any dog ​​owner, they’ll tell you how many toys it took to find the one their loyal companion fell in love with. The perfect dog toy is tough to find, especially if you have a picky dog, but that’s why we’ve compiled a list of the best dog toys chosen by the experts: our dogs.

Finding the best dog toys to keep your furry friend thoroughly occupied even when you’re not around to play tug of war or throw a ball over and over (and over, and over) is definitely an option dog lovers should employ.

There are many dog ​​toys to choose from, from frisbees and balls to squeakers, puzzles and food-oriented gadgets. But as any dog ​​owner knows, a toy can be hit or miss. Maybe your pet shows zero interest in it — or worse, they chew or tug on it for a few minutes and it’s instantly shredded. So how do you find the best dog toys that are sure to guarantee hours of engagement and play?

We asked the experts: our dogs.

We surveyed the dog parents at CNET and rounded up their pups’ tried-and-true favorites. Finding an indestructible dog toy might be a tall order, but these toys have