Clutching a handful of receipts from his last several purchases, my 20-year-old son, Gavin, sat down at the table with me.

“I just want to set up a strategy now, while I’m in school,” he said. “I know money’s tight, but I’ve got some saved and almost no debt.”

Though we’d discussed finances regularly since his junior-high days, this was the first time that he actively wanted to put together a plan for his savings. After reviewing his income and expenses, we did something my parents never would have done with me at that age.

We set him up with an investment account.

Growing up, I never talked with my family about investing. I always assumed it was something that came later, when I had more money to put aside. The idea of ​​investing just a few dollars every week to get started on building compound interest wasn’t on the radar back then.

It’s not entirely their fault. Investing apps didn’t exist, and it was much harder to open an account. These days, my son was able to open a Roth IRA, invest his first $10 and set up a recurring transfer in just 10 minutes, without leaving his room. We also constructed a plan to achieve multiple goals: beefing up his emergency fund until the amount doubled, and then focusing on increasing his weekly investment.

In addition to investing tools, my son has access to money management apps that connect to his bank account and show him where his

This story is part of Amazon Prime DayCNET’s guide to everything you need to know and how to find the best deals.

Amazon’s Prime Early Access Sale officially runs Tuesday and Wednesday, Oct. 11 and 12, but early deals are already up. Recently added to our favorite October Prime Day deals — which we’re updating in real-time — is the JBL Go 3. Usually selling for $50, the tiny Bluetooth speaker is currently 40% off — just $30. (It occasionally hovers at this price, but we’ve never seen it lower.)

actually, several of JBL’s speakers and headphones are currently on sale, but for me, the Go 3 hits the sweet spot for an impulse purchase. I own it, and it’s one of my favorite gadgets and travel companions. It’s also IPX 67 waterproof, so it’s at home in the shower or by the pool. In fact, I installed a Command Hook by the bathroom sink where it can hang from its durable braided loop. The only two buttons are Bluetooth sync and power — it’s worked flawlessly with any phone, laptop or tablet I’ve ever tried to connect to it.

And the sound? For something that fits in the palm of my hand, I think it sounds great. With a good bit of midrange and even a touch of bass, you actually feel like you’re getting some of that JBL audio DNA that you wouldn’t find in those aforementioned no-name speakers. But don’t trust me: Check out the