Both 15-year fixed and 30-year fixed refinances saw their average rates rise over the last week. The average rates for 10-year fixed refinances also saw growth.

Like mortgage rates, refinance rates fluctuate on a daily basis. With inflation at a 40-year highthe Federal Reserve has hiked the federal funds rate five times in 2022 to try to slow it down. Though mortgage rates are not set by the central bank, its rate hikes increase the cost of borrowing money and eventually impact mortgage and refinance rates and the broader housing market. Whether refinance rates will continue to rise or fall will depend largely on how things play out with inflation. If inflation cools, rates will likely follow suit. But if inflation remains high, we could see refinance rates maintain their upward trajectory.

If rates for a refi are currently lower than your existing mortgage rate, you could save money by locking in a rate now. As always, consider your goals and circumstances, and compare rates and fees to find a mortgage lender who can meet your needs.

30-year fixed-rate refinance

For 30-year fixed refinances, the average rate is currently at 7.24%, an increase of 5 basis points over this time last week. (A basis point is equivalent to 0.01%.) One reason to refinance to a 30-year fixed loan from a shorter loan term is to lower your monthly payment. This makes 30-year refinances good for people who are having difficulties making their monthly payments or simply want a bit

It’s been nearly a year since the company formerly known as Facebook rebranded itself as Meta and extended that name into nearly all of its services and products. The previous Oculus Quest headset is now the Meta Quest, Facebook Portal became Meta Portal, and other services like Facebook, WhatsApp and Instagram have received Meta’s branding as well.

Meta is now planning to make a number of product and service announcements on Tuesday at the company’s Connect events, and CNET will be covering it live with a show that starts at 9 am PT/12 pm ET. The show will first feature our videos on what we expect at Meta Connect, and at 9:30 am PT CNET’s Bridget Carey and Justin Tech will hold our preshow with reporters Queenie Wong and Ian Sherr. The panel will provide analysis on what to expect and take questions from the live YouTube chat.

Just before the Meta Connect event begins at 10 am PT, CNET will get a peek into Meta’s Horizon Worlds to show what the virtual world looks like before the announcements. Then the stream will move directly into the Meta Connect event.

After the event wraps, CNET’s post-event show with Bridget Carey, Justin Tech and Scott Stein will analyze all the announcements and answer more viewer questions from the chat.

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What To Expect at Meta Connect 2022

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This story is part of Gift Guideour year-round collection of the best gift ideas.

When it comes to exercising, a lot of us fall into one of two categories: fitness lovers or the exercise-averse. It can be more challenging to maintain a regular exercise schedule as cool weather rolls in at the end of the year. If you’re having trouble motivate yourself to exerciseconsider investing in a fitness tracker. Fitness trackers like Fitbits can assist you in setting, achieving and monitoring your progress over time.

Regardless of whether you enjoy working out, staying active is an important part of wellness. And a tool that will help you on your health and fitness journey could be the key to staying on task, even when cold weather moves in. If you think you would benefit from having data points about how much movement you get in a day, you should consider purchasing a Fitbit to track your activity to hit daily targets and keep you inspired.

Fitbit smartwatches and fitness trackers can keep up with all activities, tracking your steps and workouts. Fitbit devices can also track your sleep patterns, stress levels and heart health. If you’re interested in monitoring your fitness journey through the end of 2022 and beyond, a Fitbit is a stylish, comfortable and effective tool that could help you get in shape.

If you’re looking for deals on a Fitbit, you’ll usually find impressive sales during the holiday season. But you can find really good

This story is part of Gift Guideour year-round collection of the best gift ideas.

Black Friday is no longer a one-day shopping event — it’s weeks upon weeks of deals and promotions that start as early as October. Each store handles its Black Friday promotions differently, but one of the best times in the Black Friday season is when the Black Friday ads start hitting so you can start planning want to buy and where you can find it.

Until recently, Black Friday ad leaks were what everyone waited for. Retailers wanted to keep the deals a secret, but that never worked out for them, and now the retailers each start to release their own ads as early as the beginning of November. Below you will find all of the Black Friday ads that have been made available already, and we’ll continue to update this list with new ones as they’re made available.