Like many of you, I’ve been a Netflix streaming customer for at least a decade. Over the years, the service tacked on new features, created a few pop culture beasts and stuck to its commitment on no commercials. Netflix has been an ad-free zone since 2007. But everything changed when it announced a cheaper tier with ads six months ago. It came as a shock to many, even in a space where just about every other streaming rival has an ad-supported plan.

Basic with Ads officially rolled out on Nov. 3, about one month before Disney Plus implements price hikes and its own ad tier for $8. My curiosity was piqued about how Netflix would handle its new “with ads” subscription, especially since we’ve gotten used to — and maybe even spoiled by — the commercial-free setup. Would the experience be like Hulu’s? Are ads part of every single thing we watch?

I checked it out and, well, it’s not that bad.

Let me say this first: Netflix’s ads are seamlessly embedded into TV shows and movies, much like cable TV commercial breaks. But that doesn’t mean the extra $3 for the basic ad-free version isn’t worth it.

Here’s what I learned.

What you get with Netflix with ads

For $7 a month, Basic with Ads gives you content in 720p resolution and HD, one stream at a time and commercials. It’s basically the same as the $10 Basic plan, except you can’t download anything and you don’t have access

There’s a good reason that air fryers have exploded in popularity over the last few years. They’re healthier and easier to use than traditional frying methods, and can help you whip up delicious weeknight meals in a matter of minutes. And if you’ve been hoping to try one out for yourself, right now you can snag a great model at a bargain. Best Buy is offering $50 off this 6-quart Bella Pro Series fryer, dropping the price down to $50. This deal is only available on the stylish black and gold matte finish variant and, unlike deals in Best Buy’s Black Friday salethis discount expires tonight at 9:59 pm PT (12:59 am ET) so be sure to get your order in before then.

With a 6-quart capacity, roughly big enough for up to 5 pounds of food, this midsize Bella air fryer is perfect for cooking up both quick snacks and entire meals. It has a temperature range of up to 400 degrees Fahrenheit, and it has an automatic shut-off function and alarm for added safety. It features a simple digital interface, and it comes with multiple preprogrammed cooking functions like roast, bake, broil, reheat, pizza and more. And thanks to the dishwasher-safe pan and crisping tray, cleanup is a breeze as well.

If you’re interested in getting your hands on an air fryer, but this isn’t the one for you, check out our roundup of all the best air fryer deals you can find right now.

One of the biggest advantages of being an Apple user is the wide variety of sleek accessories out there that can make your devices even more convenient. However, they share the same drawback as all Apple products: They’re pricey and Apple almost never offers discounts directly. But right now, Woot is offering a rare chance to pick up the Apple Magic Trackpad 2 on sale for just $85, which saves you $44 compared to the Apple price. This deal is only available until 9:59 pm PT (12:59 am ET) tonight, and may sell out before then, so be sure to get your order in soon if you don’t want to miss out on these savings.

The Magic Trackpad 2 offers an easier way to navigate your Apple devices, and is compatible with most iPad, MacBook and iMac models. With its edge-to-edge design, the Magic Trackpad 2 offers roughly 30% more surface area than the original model, plus a lower profile, so it’s easier and more comfortable to use. It’s also equipped with four force sensors underneath the trackpad surface, which can detect subtle differences in pressure, which makes using it feel more natural and intuitive. It can connect to your Apple device wirelessly over Bluetooth or with a Lightning cable connection, and it has an impressive battery life of roughly a month before needing to recharge.

Artists should also note that this trackpad cannot be used with either model of the Apple Pencil and is not designed to

Baseball’s postseason is underway in a new format, and the current round of games consists of four Divisional Series. The only series that doesn’t include division rivals is the American League matchup between the Cleveland Guardians and the New York Yankees. The Bronx Bombers took Game 1 on Tuesday, before Cleveland came back and tied up the series in the Bronx on Friday afternoon.

Now the matchup heads to Ohio for the next two games. Game 3 is set for 7:37 pm ET (6:37 pm CT, 4:37 pm PT) on Saturday on TBS.

Here’s how you can watch baseball’s postseason, from the Division Series through the World Series, without cable.

What’s the schedule for the Yankees-Guardians series?

The Guardians beat the Tampa Bay Rays in their wild card series to advance to the Division Series against the Yankees. The Yankees own the second-best record in the American League, earning the right to skip the wild card round and home-field advantage in the five-game Division Series. The winner advances to the American League Championship Series to play the winner of the Astros-Mariners series.

Here’s the schedule for the Yankees-Guardians series.

• Games 3: Yankees at Guardians, Saturday, Oct. 15 at 7:37 pm ET (4:37 pm PT) on TBS (Series tied 1-1)
• Games 4: Yankees at Guardians, Sunday, Oct. 16 at 7:07 pm ET (4:07

Both 15-year fixed and 30-year fixed refinances saw their mean rates trend upward. The average rate on 10-year fixed refinance sank.

Like mortgage rates, refinance rates fluctuate on a daily basis. With inflation at a 40-year high, the Federal Reserve has hiked the federal funds rate five times in 2022 to try to slow surging inflation. Though mortgage rates are not set by the central bank, its rate hikes increase the cost of borrowing money and eventually impact mortgage and refinance rates and the broader housing market. Whether refinance rates will continue to rise or fall will depend largely on how things play out with inflation. If inflation cools, rates will likely follow suit. But if inflation remains high, we could see refinance rates maintain their upward trajectory.

If rates for a refi are currently lower than your existing mortgage rate, you could save money by locking in a rate now. As always, consider your goals and circumstances, and compare rates and fees to find a mortgage lender who can meet your needs.

30-year fixed-rate refinance

For 30-year fixed refinances, the average rate is currently at 7.07%, an increase of 3 basis points compared to one week ago. (A basis point is equivalent to 0.01%.) A 30-year fixed refinance will typically have lower monthly payments than a 15-year or 10-year refinance. This makes 30-year refinances good for people who are having difficulties making their monthly payments or simply want a bit more breathing room. However, interest rates for a 30-year