The World Health Organization says that all adults should be exercising for at least two and a half hours a week when performing moderate workouts — that number drops to a minimum of 75 minutes per week if the workout is particularly rigorous. No matter how much you’re working out, a good way to track exactly how difficult your workout is can be done by using a heart-rate monitor. A heart monitor with a stress chest strap is the best workout partner.

When it comes to optimizing your workout session — especially when your sport of choice is a distance-based activity, like running or cycling — data can empower you to get so much more out of each workout on a short-term and long-term basis. Heart-rate monitoring can help you track your cardiovascular and overall health.

Gathering metrics like your speed, heart rate, distance, calories burnedstride length, cadence, altitude and elevation can help you fine-tune your training plan to reach a specific fitness goals. That’s why finding the best heart-rate monitor with a chest strap that’s comfortable to wear (and pairing it with a handy fitness app on your smartwatch or a fitness tracker like a Fitbit Versa or Fitbit Charge) is so essential for your fitness goals and health.

Of all the different types of heart-rate monitors out there, chest straps are some of the best for

This story is part of Recession Help DeskCNET’s coverage of how to make smart money moves in an uncertain economy.

Investors were left spinning again this week as the stock market dropped into bear territory once more. global uncertainty, high inflation and rate hikes have marked a dizzying year for the market.

Now we’re wondering: What comes next?

With inflation still uncomfortably high and another aggressive rate hike expected from the Federal Reserve next month, the market is likely in for a bumpy ride.

“Investors should brace themselves for more market volatility,” said Mahesh Odhrani, certified financial planner and president of financial planning firm, Strategic Wealth Design.

The market’s short-term fate is contingent on multiple factors, so any predictions about what comes next are simply educated guesses. The Fed has raised interest rates five times this year in an effort to curb inflation. Now, a recession seems more likely than a “soft landing,” according to Federal Reserve Chair Jerome Powell. And though it’s impossible to say how deep that recession might be or how long it will last, such a downturn will definitely inflict more pain across the board, including an uptick in unemployment.

While experts indicate a light at the end of the tunnel, the market usually gets worse before it rebounds. Here’s what five experts said is likely to happen as 2022 comes to a draw and we brace for 2023.

Where experts predict the stock market is headed

Market uncertainty will persist.

“Investors